Mercedes-Benz of El Cajon Finance Center

Welcome to the Mercedes-Benz of El Cajon Finance Center — your auto loan and lease resource for El Cajon, San Diego, La Mesa, Escondido, Bonita, Chula Vista, and the greater San Diego County. Whether you’re financing a new Mercedes-Benz, buying pre-owned, or refinancing your current loan, our finance team works to match you with terms that fit your budget. Every credit situation is welcome; if your credit needs work, we’ll work with our lending partners to find a loan that suits your needs.

How Financing Works Here

Finance Tools & Resources

Use these tools to plan your purchase and start the process:

• Finance FAQ — answers on current rates, credit scores, loan terms, leasing vs. buying, and refinancing.
• Payment Calculator — estimate your monthly payment before you apply.
• Lease Center — explore current Mercedes-Benz lease options.
• Value Your Trade — get a trade-in estimate toward your next vehicle.
• New & Pre-Owned Specials — see current offers and incentives.

What to Bring to Your Application

Having these ready helps your approval move quickly:

• The amount you intend to borrow and your desired down payment
• Your Social Security number for the credit inquiry
• Current employer information and work history
• Proof of income, such as recent pay stubs or tax returns
• Proof of residence and a valid driver’s license
• Your trade-in title or payoff information, if applicable

Visit Our Finance Center

Mercedes-Benz of El Cajon
1111 Wagner Drive, El Cajon, CA 92020
Sales: (888) 881-6670
Sales Hours: Monday–Saturday 9:00 AM–7:30 PM; Sunday 10:00 AM–7:00 PM

Prefer another language? Our website is available in English, Spanish, and Arabic, and our Ayuda en Español resource is here to help Spanish-speaking shoppers.

This information is for general educational purposes only and is not financial or legal advice. All financing is subject to credit approval; terms, rates, and approval depend on your situation and your specific agreement.